T Lease For Commercial Fleets
Capital Fleet Management
TRAC Leases for Commercial Fleets
Flexible Leasing Solutions Built for Business
At Capital Fleet Management, we understand that every business operates differently and so should your fleet strategy. That's why we offer TRAC Leases (Terminal Rental Adjustment Clause) one of the most flexible and cost-effective options for commercial fleets that need control over their assets, mileage, and residual values.
What Is a TRAC Lease?
A TRAC Lease is a commercial vehicle lease designed specifically for business-use fleets from small local companies to large regional operators.
Unlike a traditional closed-end lease, a TRAC lease allows you to share in the residual risk or reward at the end of the term. This means your monthly payments are lower, and at lease-end, you have multiple options depending on how your fleet has performed.
In short: You pay for vehicle use not ownership headaches.
How a TRAC Lease Works:
Step 1
Choose Your Vehicles:
Select any make or model that fits your business — trucks, vans, or SUVs. (Our partnership with Capital Automotive Group gives you access to 18+ brands and over 30 dealerships across the Carolinas.)
Step 2
Set Your Terms:
Decide on the mileage, term length, and residual value that best fit your fleet usage.
Step 3
Pay Lower Monthly Costs:
Since you’re only financing the vehicle’s depreciation (not full ownership), your payments are typically lower than a purchase or finance lease.
Step 4
End-of-Term Flexibility:
- Purchase the vehicle at the agreed residual value
- Extend the lease term
- Return the vehicle (and we handle resale)
- Share in any resale gain if the market value exceeds the residual
Key Benefits of TRAC Leasing
Lower Monthly Payments
Only pay for vehicle use - not full purchase cost
Tax Advantages
100% of payments may be tax-deductible as an operating expense
Flexible Terms
Choose mileage, term length, and structure to fit your business
End-of-Term Options
Buy, renew, return, or profit from resale value
Off-Balance Sheet Advantage
In many cases, TRAC leases can be structured as operating leases
Fleet Control
Maintain consistent branding, model mix, and replacement cycles